Medical plans
HMO, PPO and high-deductible plans with an HSA, from national carriers.
Good for: Most businesses with 2+ employees
Learn more about medical plansGroup health insurance for businesses with 2 to 500+ employees
Your health insurance renewal went up again. We’ll compare it with other carriers and PEO plans, free.
Redvo Insurance Solutions is a team of independent, licensed brokers. We shop medical, dental, vision and PEO group plans from national carriers and show you the options side by side. Businesses we work with save 20–40%.
Licensed brokers since 2004 All 50 states Free quote, no obligation Health + workers' comp in one place
Since 2004Fadi Faraj has placed business insurance for over 20 years
License #6019105Licensed insurance brokers
All 50 statesOne team of brokers for multi-state businesses
2 to 500+Employees, from small teams to large groups
Before you sign your renewal
11%median proposed small-group premium increase for 2026
Rising hospital, physician and prescription costs are pushing renewals up across the country. Small groups feel it most, because one large claim can move the whole group’s rate.
The fix is rarely staying put. It’s comparing: other carriers, a different plan design, a PEO’s large-group pool or a level-funded plan.
What would 20–40% mean for you?
a month at 20%
a month at 40%
a year at 20%
a year at 40%
This applies Redvo's published 20–40% savings range to your number. It is not a quote: your actual rate depends on your carrier, state, plan and team.
Get my real numbersWhy use a broker
One carrier shows you its own plans. A broker shows you the market.
Redvo works with national carriers known for financial strength and strong networks, so you see more than one price before you decide.
Renewing with your carrier
- One carrier's plans and one carrier's price
- The renewal increase arrives with weeks to decide
- Health, dental and workers' comp bought separately
- Support through a general service line
Shopping it with Redvo
- Plans from multiple national carriers, side by side
- PEO and level-funded options most small businesses never see
- Group health and workers' comp through one team of brokers
- Named, licensed brokers from quote to enrollment
Coverage we place
Six ways to cover your team
Most businesses combine two or three of these. On the call, we’ll tell you which ones fit your headcount, state and budget.
PEO group health
Join a Professional Employer Organization's large group and get rates usually reserved for big companies.
Good for: Small teams paying high small-group rates
Learn more about peo group healthSelf-funded & level-funded
Pay claims directly instead of a fixed premium, with protection against large claims.
Good for: Healthy teams tired of renewal hikes
Learn more about self-funded & level-fundedDental, vision & supplemental
Dental, vision, accident, critical illness, HSA and HRA options on top of medical.
Good for: Rounding out a benefits package
Learn more about dental, vision & supplementalBehavioral health
Virtual services, on-demand programs and clinical care for mental health.
Good for: Teams asking for mental-health support
Pharmacy benefits
Integrated pharmacy benefits to help lower drug costs.
Good for: Teams with ongoing prescriptions
PPO, HMO or HSA: the short version
PPO
Flexibility and choice
- Why
- See in-network or out-of-network providers, usually with no referral for specialists.
- Trade-off
- Higher premiums and sometimes higher out-of-pocket costs.
- Best for
- Teams that travel, work in different areas or want to keep their own doctor.
HMO
Lower cost, predictable care
- Why
- Lower monthly premiums and often low or no deductibles. A primary care provider coordinates referrals.
- Trade-off
- In-network only, except emergencies.
- Best for
- Stable, local teams that want leaner premiums.
HDHP + HSA
Lower premiums, tax-advantaged savings
- Why
- Pre-tax HSA contributions that roll over year to year.
- Trade-off
- Higher deductibles before coverage starts.
- Best for
- Healthier teams and employers managing cost.
How it works
From quote to enrolled, in four steps
You give us the basics once. We do the shopping, the paperwork and the enrollment.
Tell us about your team
Headcount, state, current plan and what you want to fix: cost, coverage or both.
We assess and shop
We review your workforce and current benefits, then request options from carriers and PEO plans.
Compare side by side
Premiums, deductibles, networks and employer contribution, laid out in one comparison.
Enroll and stay supported
We handle enrollment and stay your contact for claims questions and the next renewal.
What most brokers can't do
Group health and workers' comp, from one team of brokers.
Redvo started in workers’ compensation in 2004, including hard-to-place industries. Bundling health, workers’ comp and supplemental coverage means one renewal conversation, one contact and, often, a lower combined cost.
Get my free quote- Workers’ comp for high-risk industries, including staffing, roofing, trucking and cannabis
- Group health, dental and vision through national carriers
- PEO options that combine payroll, HR, benefits and workers’ comp
- One team of licensed brokers for all of it
Group health by location
Fadi FarajFounder, Redvo Insurance Solutions
- Placing business insurance since
- 2004
- License
- #6019105
- Direct line
- 1-800-411-0733
Who you'll work with
You talk to our brokers, not a call center.
“My mission is to simplify the process, making it easy for business owners to understand and navigate. I take the time to understand each client's specific needs and tailor our services to meet those requirements.”
Fadi Faraj, founder
What clients say
Reviews from businesses we cover
Business owners on working with Redvo and Fadi Faraj.
Group health insurance questions
What business owners ask us first
Still have a question?
Talk it through with our licensed brokers. No call center, no obligation.
1-800-411-0733Get my workers' comp quoteGet my group health quoteAm I required to offer health insurance to my employees?
Not always. Under the ACA, small businesses with fewer than 50 full-time equivalent employees are not legally required to offer health insurance.
How many employees do I need to qualify for a small group plan?
Most carriers require at least 2 full-time or full-time equivalent employees.
Can I buy insurance even if I don’t have any other employees?
In some states, self-employed owners may qualify for “group-like” plans, but rules vary by insurer and state.
What kinds of health plans are available for businesses?
HMO, PPO, high-deductible plans with an HSA, and flexible options like HRAs.
How much do I need to contribute to employee premiums?
Contribution requirements vary by carrier. Some require a minimum contribution, others don’t.
Can I offer multiple plan options to my employees?
Yes, depending on the carrier. Some small-group markets limit the number of plan choices.
Are there tax benefits for offering group health insurance?
Yes. Small businesses may qualify for the Small Business Health Care Tax Credit when using SHOP plans.
What are SHOP plans?
SHOP is the Small Business Health Options Program, for businesses (usually 1–50 employees) to buy group health coverage.
Can my plan be denied because of the health status of my employees?
No. Small group plans must be guaranteed-issue regardless of employee health.
What happens if not all eligible employees enroll?
Many carriers require minimum participation, often around 70% of eligible employees.
Does it cost anything to work with Redvo?
The consultation and quote are free.
Free, no obligation
See your options before your renewal date.
Tell us your headcount and state. Our licensed brokers will compare plans from multiple carriers and call you with the numbers.
1-800-411-0733